Invest in UK Real Estate from Hong Kong & South East Asia

Latest reports show that house prices are still increasing across the UK. Whilst the London market is stagnating and the high prices are forcing people to look at towards the wider UK – increasing demand in regional cities. Recent reports from Hometrack have shown growth in Edinburgh, Birmingham, Manchester and Glasgow surpass 7% year on year, with the UK as a whole achieving 4.4% growth on average.

As a property investor, all of this means there is still significant potential for capital growth and good rental yields. The UK is still growing, despite the uncertainty surrounding Brexit, and whilst there has been a shift in focus on residential property in the Capital in recent years, cities and areas of the UK that may once have been overlooked now present lucrative opportunities.

Best Performing: Birmingham
The UK’s second city ranks as one of the most popular in Europe in which to invest – higher than London – and is currently attracting £billions of investment into citywide infrastructure projects, retail, commercial and residential space.

Global businesses such as HSBC, Deutsche Bank and PwC are choosing to relocate their headquarters to Birmingham and the city has demonstrated its global appeal by winning the bid to host the 2022 Commonwealth Games.

Using a strategy of targeting key areas for investment, Birmingham has developed the largest professional services hub outside of London, demanding the attention of both domestic and foreign investors that are looking to expand and take advantage of a much wider client base.

In terms of securing finance for a UK property, international investors will benefit from visiting a specialist lender. A trusted, specialist partner will tend to have a wider outlook than mainstream organisations, offering better interest rates and more favourable terms, particularly for international investors. For Buy-to-Let property purchases, this will be the most common method of financing for investors. Building a good relationship with your lender is vital, as will be choosing a partner that understands the market and products available so they can be tailored to your needs.

More specialist lenders, offering BTL finances to international and expat investors, are opening up their product offerings. While previous product ranges were more limited, many lenders are beginning to offer both fixed and tracker rates as well as interest-only and repayment options. This allows for different requirements to be met, whether a cash flow focus (fixed rates and/or interest only products) or loan reduction (repayment).