Download Our Time to Invest Guide
Find out everything you need to know about retirement and investment planning, from the UK’s investment habits to the best assets you can utilise going forward.
Whether you need to find out your ‘retirement number’ or you’re just looking for a jump-off point, our guide is filled with insights into how people are investing and how you can start making a difference right now.
Are You Retirement Ready?
While statistics show that retirement planning is a primary concern for many people of working age, more often than not, these concerns don’t transition into plans.
As the working age continues to rise and the cost of living rises with it, we’re asking the question: are you retirement ready?
How Much is Enough to Retire?
In 2018 we surveyed 1,200 people across the UK to understand just how far you’re planning for your future – incredibly, a huge 41.6% of our respondents had absolutely no investments.
With 45 – 55 year olds topping the charts in our survey, over 50% currently with no investments, research by the Pensions and Lifetime Savings Association (PLSA) has warned that 30.4 million people aren’t saving enough to fund their own retirement lifestyle.
So how much do you need to retire?
Balancing the Yield of Today with the Growth of Tomorrow
It’s no surprise that out of all the reasons for investing, ‘making money’ and ‘investing for the future’ were the number one and number two reasons. That said, what are people investing in to achieve these goals?
One of the most important things to consider in an investment is the potential returns you can get today versus the long-term growth you could experience over time. A balance of both is the best possible outcome, allowing you to maximise the strength of your investment.